This tool gives a rough estimate only – it is not tax advice and Auburn AI is not a CRA-registered tax professional. For real filing decisions, talk to a Canadian accountant or check directly with the CRA at canada.ca.
Estimate only. Uses simplified federal brackets and an average provincial rate – not a substitute for a filed return or a CRA-registered professional.
About this tool
The Canadian Income Tax Calculator for 2026 estimates your federal and provincial income tax based on your employment or self-employment income. It applies current marginal tax brackets, basic personal amounts, and standard deductions to give you a clear picture of what you owe or can expect as a refund. It is built for Canadian residents filing personal returns, whether salaried, hourly, or freelance.
Reach for this tool when you are planning your budget for the year ahead, negotiating a salary, deciding how much RRSP room to use, or simply trying to understand why your paycheque looks the way it does. It is also useful before April 30 when you want a rough check on your return before filing.
How to use it
- Select your province or territory of residence from the dropdown menu.
- Enter your total annual income before any deductions in the income field.
- Add any RRSP contributions or other eligible deductions where prompted.
- Choose your employment type, either employed or self-employed, for CPP and EI calculations.
- Click Calculate to see your federal tax, provincial tax, and estimated net income.
- Review the breakdown table to understand which marginal bracket each portion falls into.
Pro tips
- Enter your RRSP contribution to see the exact tax savings before the March 3 deadline, not just an estimated percentage.
- Self-employed users should toggle that option on or the CPP contribution amount will be calculated at the wrong rate.